PhonePe by Flipkart is now India’s one of the best UPI app which is downloaded by over 50 Crore users nationwide. After long wait, PhonePe has launched Refer & Earn program and interestingly you can transfer earned money directly into bank account. Or the money deposited in wallet can be used on online merchants like Flipkart & Jabong.
PhonePe is powered by YesBank & it allows user to transfer money instantly to any bank account seamlessly with the help of mobile number on unique UPI id. You can even recharge mobile, dth & pay bills using wallet money. Splitting bills, sending money to friends, requesting money are some of its essential features.